Excess protection insurance can protect your clients’ investment if they are making a claim on their insurance. When taking out an insurance policy, many clients’ will increase their voluntary excess to keep the premiums low. This is especially the case if they have had a claim in recent years.

At Acasta Europe, we offer a range of excess protect policies to cover home, private motor, commercial motor, taxi, and motor trade policies. These products are now becoming increasingly popular with the rise of premiums. Often a client will cover their increased voluntary excess with an excess protect policy to reduce the entire premium.

In the case of an accident, Excess Protection Insurance will cover your clients’ voluntary and/or mandatory excess to ensure their loss is kept to a complete minimum. This allows your client to have peace of mind whilst going through a stressful time. Our excess insurance covers your clients’ whether it is a fault or non-fault accident to ensure that your client will be covered in the case of an accident.

What We Cover

Excess Protection Private Motor

Insures the excess on the underlying motor policy up to £2000 regardless of fault.

Excess Protection Commercial Motor

Covers the excess on the underlying commercial vehicle policy up to £2000 regardless of fault.

Excess Protection Taxi

Covers the excess on the underlying taxi policy up to £2000 regardless of fault.

Excess Protect Household

Reimburses the excess payable following a claim on a household policy for buildings, contents, or both.

Excess Protect Motor Trade

Insures the excess on the underlying motor trade policy up to £2000 regardless of fault.

Multi Excess Protect

Covers the excess on a both Household and Private Motor Insurance.

If you would like to find out more about how to sell our excess protect policies then contact our underwriting team below. We can work with you to create policies that provide further protection for your clients.